If you’re thinking of buying a holiday home, think again. Renting could be a lot less hassle and save you money in the long run


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A place in a care home now costs £28k a year. Fees specialist Ray Hart throws us a lifeline


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Taking in a lodger could earn you around £4,000 a year. If you avoid the pitfalls, it could be the perfect way to balance your budget


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If your kids have flocked back to the family nest, how can you use your capital wisely to get them on the property ladder?


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A pension plan may not be the best way to fund your retirement. Here are six alternative ways


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Financial skills are essential for getting through life. If you can pass the basics on to your kids, you could help keep them out of debt


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Solutions include freezing your estate and giving away assets. By Julian Knight, personal finance editor on the Independent on Sunday


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Mark Carney has talked of a 2.5 per cent base interest rate as the “new normal”. What, if anything, should you do?


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